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Tag Archives: Retirement

365 Day Photo Challenge 234/365 “Another Day Closer to Retirement”

20 Thursday Aug 2015

Posted by Tim Hughes Living with CML in Photography

≈ 2 Comments

Tags

365 Day Photo Challenge, 401k, HDR, Insurance, Pension, Retirement

https://tchphotography.smugmug.com/HDR/i-dXnJjC2/A

Last year about this time I received an email from my employer stating that there were going to be some changes in our retirement plan.  It’s never good when a large corporation starts messing with your retirement.  For all new employees, the company is going to stop offering the pension plan.  In turn they are going to increase the amount of money the company would match to their 401k plans.  Another change was to increase the age of post retirement insurance from 55 to 62.  Here is where this benefitted me.  If you had already turned 50 before January 2015, which I had, and if your years of service was at least 25 years, which I had, then you could be grandfathered in and still be able to retire at 55 with full insurance.  There is really no way I can afford to retire but with my health the way it is and the fact that the environment at work is not the best in the world I’ve decided to retire at 55 and find something else that I enjoy doing with less stress.

“Life Goes On!”

Can’t Sleep Rant

25 Monday May 2015

Posted by Tim Hughes Living with CML in Photography

≈ Leave a comment

Tags

Cant Sleep, College Life, Rant, Retirement, Work

Ever had one of those nights when sleep just will not come?  I’m having one of those nights.  I’ve even taken a couple of night time pain pills but I’m still wide awake.  My mind keeps racing and I keep thinking of things that I need to be doing or things that I have no control over.  I’ve got to get up early in the morning and go to work so Mr. Sandman better come visit real soon or I’m going to be a total wreck tomorrow.

While I’m up I’ll go ahead and mention that I did get a ride in today.  I wanted to do my long route but I got a late start and I wanted to grill out for lunch before my son left at 2pm today.  I was in my second route when I looked down at my watch and noticed that it was already past noon so I took a short cut and headed back home.  Once home and before my shower I got the charcoal in the fire starter and lit the charcoal.  I had just enough time to take a shower and change clothes before the charcoal was ready.

I cooked pork chops and coated them with bbq sauce that is partly homemade with a little bit of store bought sauce.  It’s pretty good actually.  Shortly after we ate my son got all his belongings loaded up and off he went back to college.  He’ll be home in two weeks to do his laundry.  Not to see us mind you but to do his laundry. (His words exactly).  I know he was kidding around.

One thing that is really bugging me and I believe this is what is keeping me awake at night is the fact that I literally hate my job.  It’s not really the job I hate but the new management.  I won’t go into all the details but in short my new boss is exmilitary and everything has got to be rush, rush.  So much so that the whole department is on edge.  When everything is rushed so, mistakes are being made and some of them are actually dangerous.  It’s our fault and lack of knowledge and not the fact that we are being rushed.  We are given tickets for each job and each ticket is given a time limit on how long the job should last.  If you’re not completed with the job in the allotted time then our pay gets docked.  Iv’e been in this department for 29 years and we’ve survived this long without this stupid ticketing system.  More mistakes are being made now than ever before.  We’ve tried to talk to the upper management but they won’t listen.

I retire in 42 months.  That is unless they fire me or they offer an early out.  I turn 55 in three years and three months.  With my health the way it is I may not last till then but my goal is to retire November 22nd after I turn 55 in August of that year.  Why November not August?  They give out Christmas bonuses right before Thanksgiving so I’m staying to receive my bonus then I won’t let the door hit my behind on the way out.

I see that Mr. Sandman is finally knocking on the door so I am going to try and let him do his job.  I hope everyone has a safe and enjoyable weekend.  Thanks for listening and letting me spill my guts.

“Life Goes On!”

365 Day Photo Challenge 37/365 “Reflections”

06 Friday Feb 2015

Posted by Tim Hughes Living with CML in Photography

≈ 4 Comments

Tags

365 Photo Challenge, Alabama, Chicago, health, Photo, Photography, Retirement

DSC_4234

Well, we’ve made it to Friday.  I spent the day doing what I had to do to get the job done.  I’m 51 years old and I can retire with full post retirement benefits at age 55.  The way things are going right now with my health you had better believe that I won’t let the door hit me on my way out.  It hadn’t always been as stressful as it is now.  I’ve been at this company 29 years and I used to love doing what I do.  Now with new management with a different viewpoints make my job and everyone elses job a lot more stressful.  I’ll be lucky to survive the 3 plus years I have left.

On a much brighter note, the above picture was taken in Chicago at the Giant Bean.  I went on a band trip with my two daughters and we spent a few days there.  We had a great time.  I’ve never been to a city as large as Chicago before and unless something happens I guess I never will again.  The architecture there was simply amazing.

As I said before, today is Friday.  I hope everyone has a fantastic weekend.  I know I am.

“Life Goes On!”

365 Day Photo Challenge Day Twenty-Three “Railroad Park”

23 Friday Jan 2015

Posted by Tim Hughes Living with CML in Photography

≈ 1 Comment

Tags

365 Photo Challenge, Aggravated, Photo Shoot, Photographer, Photography, Railroad Park, Retirement

http://tchphotography.smugmug.com/Birmingham/i-RC8FZ9J/A

A little disappointed tonight as I have just found out the young lady I was to photography tomorrow at Railroad park has to work and will not be able to make it.  The only days she has available for a shoot are the days I’m either booked or have to work.  This is a common problem with trying to work out a photo shoot.  I wished I made enough money at it so I could quit my full time job and be a photographer full time.  I think that we all know that won’t happen at least until I can retire in three years.

Life goes on.

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