Category Archives: Retirement

It Was A Tough Decision

17 Friday Jan 2020

Posted by in Cancer, Diabetic, Disability, Retirement

≈ Leave a comment

Tags

, ,

WD1

February 14th, 2014 was a date that I will never forget.  One reason is that it’s the date that I asked my wife of 28 years to marry me.  She said yes, obviously.  The 14th was also the date that I was diagnosed with CML, Cronic Myeloid Leukemia. My life has not been the same since.

Prior to being diagnosed, my weight had increased over the years and my diabetes had gotten out of control. My doctor sat me down and told me that I had better start doing something about it or I wouldn’t live to see my kids graduate high school.  That woke me up a bit.  I started watching what I ate, I started walking some and a friend of mine got me riding my bicycle.  In 2012 I started riding my bike religiously; up to 20 miles a day and up to 30 miles on the weekend.  Even after my diagnosis of CML I kept riding.  In 2015 I rode over 7,000 that year.  But that would soon change.

In 2016, I spent a total of four weeks in the hospital.  Not all at one time but through the year.  My cancer meds were causing fluid to be collected around my heart and lungs.  This was also the time I was diagnosed with congestive heart failure and diastolic heart failure.  This was also the time that my vision got blurry and I was diagnosed with diabetic retinopathy. I had to take injections in each eye to remove the blood that was pooling up behind my retina.  Because of all my health issues, I had to take off from work a lot because of doctor’s appointments and hospital stays.  Some of the meds I was on also caused memory loss and I started making mistakes at work.  One was a bad mistake and I was given a choice to either get fired or take a lower position.  I took the lower position which I also got lower pay.  Since 2016, I have been in the hospital at least 2 times a year spending at least 4 days each time.  I missed my daughter’s high school graduation because I was in the hospital with the flu and pneumonia.  I also missed my wife’s birthday twice because of hospital stays.

Some years back the company I worked for raised the age at which you could retire.  Because I had been there so long, I was grandfathered in and I could retire at the age of 55 because I had over 30 years of service. When I got grandfathered in, I had 42 months until I could retire.  I counted each day.  I couldn’t wait.  On August 15th, 2018 I retired.  I retired because I couldn’t do the work they were asking me to do.  My memory had gotten bad, I couldn’t walk without having to stop and take a breath and it was taking me too long to complete my jobs.  I knew if I didn’t retire I would eventually lose my job.

Since I was diagnosed in 2014 with cancer, I was asked several times why I didn’t try to file for disability. For me, disability is for someone who can’t work.  Even now I still think I can do something.  In reality, I know I can’t.  At my age, now 56, I doubt anyone will hire me with all my health issues.  It took some convincing from my wife and some of my other family members, I filed for disability in Septemeber of 2018.  Of course, with any filing, the first attempt is always denied, at least that’s what I was told.  And with that, my first filing, I was denied.

The simple fact that I can’t do anything but short term because I get so out of breath.  Walking, climbing stairs, going up an incline, carrying anything of any distance; things such as these I get so tired with fatigue and afterward I have to go and lay down for a while to get my energy back.  I can’t see any employer letting me go lay down after I do a job.

So, I got denied.  I immediately called a lawyer that had been highly recommended to me. When I filed for disability myself, I had to send in a lot of documents from all the doctors, the hospitals and such that I had.  It took me about two months to gather all of the information.  After about a month after I filed, they wanted more information.  Another month goes by gathering more information.  So, I had saved all of the documentation that was requested by the Social Security office and I sent all the documents I had saved to my lawyer.  After one year and six months, I had my hearing with the Social Security judge.

I met with my lawyer right before the hearing and he basically told me what not to say and what to say to the judge.  He told me to tell the truth and to tell him exactly what was going on, and I did.  They had a doctor on the phone that was representing the Social Security office.  To say that I was concerned would be an understatement.  My lawyer tried to calm me down because he could tell I was nervous.  The judge asked me a series of questions all of which I answered the best way I could.  The judge then turned to the doctor on the phone.  My anxiety levels hit the roof.  The judge asked him a series of questions regarding my work record, my work skill level and then he started asking him questions like, can he lift 50 pounds, can he crawl on his hands and knees, can I stand over thirty minutes without difficulty, can I sit for thirty minutes without difficulty.  The list went on and on.  To my surprise, the doctor said NO I can not do these things.  The Judge thanked him for his service and said I’m done.  That’s all I need to hear.  And with that he said we’re done.  I was in his chambers for less than 10 minutes.  The guy before me was in there for nearly an hour.

After I left the judge’s cambers my lawyer came and spoke to me.  He said that he felt really good about my case.  I am to call him in three months.  The decision could take up to six months.  But here is the kicker.  If I receive disability, I am supposed to get back pay from the date I filed or somewhere near that date.  He mentioned a figure of $2,100 a month for the backpay as well as my monthly payment.  I know he’s supposed to either get 25% of the back pay or $6,000, whichever is less.  I have a lot of need for this money so I hope I get it.

After all this, I still think that I don’t deserve disability.  I know a lot of people who are in worse shape than I am and they can’t get it.  The system is totally screwed up.  I know I have issues but I feel like I can still do something.  I’m not sure what but I think there is something out there that I can do.  The trouble is getting someone to hire me.

.

 

Week Two My Weightloss Journey

28 Monday Oct 2019

Posted by in Retirement, Weight Loss

≈ 6 Comments

Tags

, , , , ,

_2TH2692

I gained a quarter of a pound during the week.  I fluctuated a pound or two throughout the week.  I have several issues that I’ve got to get settled.

1)  Scheduling.  I can’t seem to find a schedule that seems to work. I want to be able to work out the same time every day, eat more or less at the same time every day and do everything else that I have to do.  One thing that put a cramp in my schedule last week is that my truck stayed in the shop more than at home.  I did get a chance to walk to the shop a couple of times and I was able to get some steps in.  The shop is a little over a mile one way from my house.

2)  Willpower.  I love to eat sweets as does my wife.  There is always something in this house that calls my name late at night.  In fact, my wife made chocolate chip cookies last night.  I’d be lying if I said that I didn’t have any. In fact, most are still there, in a container sealed with a plastic lid.  I’m trying my best not to go into the kitchen.  She is a fanatic when it comes to chocolate, especially when it comes to that special time of the month.  I can and have told her not to purchase the stuff but alas, it somehow appears out of nowhere.

3)  Energy.  I have plans on getting out and going to the track or to the church and using their exercise equipment but when it’s time to go I find myself feeling tired and not wanting to go. If I do go, it’s like I have to force myself to get up and go.  Once there I’m fine. I want to go above and beyond my current skillset and I end up hurting myself.  I’ll give you an example.  Last week I went to the track to walk about 45 minutes.  I ended walking close to two hours because I wanted to push myself further and further.  I hurt for several days after that.  I just need to learn to take it easy until my body is ready.

I can do this.  I have no doubt about it.  After all, I lost close to 50 pounds the last time I stayed on this diet.  And, if I recall, I had the same trouble getting started last time.  The trouble is staying on a diet and keeping this weight off.

I have a hike planned for tomorrow and the next three days it’s supposed to rain.  I’ll try and visit the church gym one of those three days that it’s supposed to be raining.

The “List”

26 Tuesday Feb 2019

Posted by in Cancer, Photography, Retirement

≈ Leave a comment

Tags

, , , , , , , , ,

_3TH3008

It’s spring down here in the deep south.  At least for now.  Cooler temps along with some rain expected next week.  For those that are keeping up, my to-do list is slowly getting shorter; and I do mean slowly. Being that the weather has turned a little warmer, I’ve taken advantage of it and I’ve been doing a lot of work outside.  My back yard is slowly showing itself again.  I’ve spent several days cutting Privet and dragging the limbs to the street.  My back yard has a slight incline so after cutting the limbs I  have to climb this incline so I’m easily winded and I have to take a lot of breaks.  A person in good health would have already finished with this project and moved on but it’s taking me a little while longer.  I’m still not finished with it.  The limb collector only picks up once every other week so I don’t want a pile of limbs just sitting there waiting to be picked up. So, I’ve been working on doing some painting in the meantime.

Like I’ve stated on an earlier post, I’ve started using a task list to help me stay on target.  I must say that it’s making a huge difference.  The weather has a lot to do with what task I work on but as long as the weather stays nice for a few days I’m able to get quite a bit accomplished.  If the weather is cold or rainy I’ll stay inside and concentrate on doing some housework or do some woodworking projects.

Cooking has always been something I like doing so since I’ve retired I make it a point to help the wife with the cooking.  When both of us worked, it was difficult for my wife to create dishes that were both healthy and quick.  She is tired most days when she gets home so her choices for dinner was usually something unhealthy.  Now that I’ve retired, I do most of the cooking during the week.  I do a lot of grilling, very little frying and some slow cooking in my crockpot.  Most of the items I cook is new to both me and my wife so it’s made dinner very interesting.

Life goes on!!

The Never Ending “To Do” List

05 Tuesday Feb 2019

Posted by in Photography, Retirement

≈ Leave a comment

Tags

, ,

_3TH3031-2

When I retired a few months ago, I knew what I would be doing.  My ideal thoughts were to be traveling to far off lands and seeing the world.  That was never to have happened.  I knew that.  Be that as it may, my fate was already sealed.  Some may call it a ‘Honey Do” list but in actuality, it’s my list.  It’s a list of projects that only I can do or at least pay someone to come and do it. As a family with twins in college, we really can’t afford to pay someone to do something that I might do.  With the disability looming in the foreground, I have to be careful as to what I actually am able to do.  If that makes sense.,

The problem I have is that I start a project and before I finish the project, I start another one.  Now, after several months of being retired, I have several unfinished projects and I was getting stressed out about having all these unfinished projects about.  I think I have come up with a solution to my problem and so far it’s working.  I’ve come to the conclusion that if it’s cold or rainy outside, I can permit myself to do some woodworking projects.  That is if and only if I get the chores done.  If it’s pretty outside, I need to be doing some of these outdoor projects such as painting and yard work.

What I’ve started doing is creating a task list with all the projects that need to be done around the house.  I sit down and list them by importance.  I check the weather for the next day and add a couple of tasks to the calendar.  I don’t add another task until either that task is done or the weather changes and I can’t go outside and work on the project.

I had a fairly large limb come down a few months ago and for the last three days, I’ve worked trying to get it down. It’s down now but I’ve still got some clean up to do.  This weeks weather calls for a pretty good chance of rain each day so I’m having to work around that.  After that I’ve got the exterior doors to paint, sidewalks to clean, the deck needs pressure washed, hedges need to be trimmed, I think you get the jest of what all I need to get done at least outside the house.

 

 

Denied!

04 Monday Feb 2019

Posted by in Cancer, Leukemia, Photography, Retirement

≈ 3 Comments

Tags

, , , ,

_3TH3004

Three out of ten people who file for disability actually recieve disability the first attempt.  Unfortunatly, I was not one of those three.  Oh well.  I knew I would be denied.  I had a feeling.  I’ve already sent my paperwork in to an attorney and even he said it could take 18 to 24 months to get a hearing.  I’m not in a hurry.  Just taking every day one day at a time.

Making Sawdust

23 Wednesday Jan 2019

Posted by in Photography, Retirement, Woodworking

≈ Leave a comment

Tags

, , , , , , , ,

2018-11-28 14.14.17

I must admit since I got married, I have been collecting woodworking tools but I have never been able to find the time to work with them.  I guess my first tool was the table saw, then a few small power tools like a drill, a Skill saw, a Miter saw and the list goes on.  Right now I have so many cordless drills that I can’t keep the batteries up on all of them and they all die.  In fact, I just ordered two new batteries for one of my more heavy duty drills.

Most of my drills came from when I worked.  At first, the company would supply us with cordless drills but when I went to use one, either I couldn’t find one or when I did the batteries were dead because the last person who used it didn’t put it back on charge.  I soon started buying all my tools that way I could lock them all up and they would be there when I needed them.

Anyway, now that I’m retired, I’ve started working on some small projects that were either needed around the house or projects that I’ve seen that I think I could sell at some craft shows.  My first project was, of course, the picture frame.  When I first started making the frames, I just couldn’t get it right.  I was using my miter saw that I bought some twenty years ago, cutting on a forty five but when putting everything together, the last corner was nearly a quarter of an inch off.  I couldn’t figure it out.  I watched Youtube videos on the subject, I was doing everything right but no matter what I did, I was still a quarter inch off on the last corner.

A few years after moving in this house, my dad and I extended our deck on the back of the house.  My dad is a real craftsman.  I’m just an imitation compared to him.  My dad, in order to help with some of the cuts, bought a miter saw large enough to cut some of the six by six posts that were required to build my deck.  After having all the trouble with my cuts for my frame, I decided to do a couple of cuts using his saw, being that he never took his saw home.  I want you to know that that was the prettiest frame that I had made.  The forty-five’s fit nearly perfect.  I went back to my saw and realized that when cutting a forty-five, the blade was square at the fence but as it moves toward the outer edge, it was out at least one-sixteenth of an inch.  When you add all that up, that’s at least one-quarter of an inch out.  No way to fix the saw.  There’s no adjustment for that.  I know.  I took the saw to have someone look at it and there’s no way to fix this.  Luckily, I have my dads saw and the last time I talked to him, he’s given me this saw.

Now that I’ve got a saw that cuts a good forty-five, I started making frames, and a bunch of them too.  All shapes and sizes.  I use plexie glass and real glass.  I’ve even got my mat cutting equipment and different colored mats.  I have a driver tool to hold the picture in the back of the frame.  I have everything needed to make and sell picture frames. And I got bored.

2018-12-31 18.06.33

Next up, a paper towel holder.  Or a poor excuse for one.   The plans call for a jigsaw, which I have, to cut the pattern out.  But, for some reason, I keep burning the curves.  I have a jigsaw that has a scroll feature on it but I haven’t been able to master it yet.  I also have a router and I used a trim bit but it ended up tragically.  It was my first try and I’ll try again I get the nerve.  It was pretty scary, to say the least.  It was so bad that my son, who was helping me at the time, said “Dad? “I don’t think that was supposed to happen”   No crap!!.

2019-01-16 16.36.37

Next up, clothes hamper.  Made from recycled pallet wood.

Don’t look too much at the lid.  I am still working on it.  In fact, I’m still working on all of it.  I’ve spent the last few days sanding on it.  If I had known that my wife wanted it sanded and stained, I would have done the sanding on my bench sander before nailing it all together.  Oh well, It’s giving me something to do.  If everything works according to plan, I should finish sanding tomorrow and start the staining process.

I look at sites such as Esty.com and see some of the prices these people want for items such as this and I think they must be crazy for asking for such an outrageous price.  But, going through everything that I’ve done just to get this far, I’ll have to say that they should be asking for more.  According to Esty, the picture frame should go for $35, the paper towel holder $75 and the clothes hamper $175.  Do I think I’ll get that much?  Probably not.

I’ll up date on both, the clothes hamper and the paper towel holder when they’re finished.  I think my next project will be a much needed foil rack for one of the cabinets.

Life Goes On.

Long Overdue

10 Thursday Jan 2019

Posted by in Cancer, Family, Leukemia, Pets, Photography, Retirement

≈ 3 Comments

Tags

, , , , , , , ,

_3th1080

It’s been since September since I’ve posted anything so I figured I’d do a little update on what’s been going on. First of all, I went to the dentist today and had some work done and I had to take a prescription pain pill to take care of the pain that I was in.  So, if this doesn’t make sense, that’s why. As stated in my last post, I’ve retired.  I can’t begin to tell you how happy I am about that. I get updates from one of my co-workers every once in a while and let me tell you when I get off the phone with him, it makes me so happy to think that I no longer work at that place.  The management at that place has taken a turn for the worse and it seems that I left just at the right time.  The stress that I felt while I was there is no more.  That within itself is worth retiring over.

So, what is my plan since retiring?  I’ve got several irons in the fire, none of which requires getting up and going to a regular job.  I was blessed with an excellent pension and my 401k didn’t look bad at all either.  I made an appointment before retiring with a financial planner and he told me that I had nothing to worry about.  In fact, I got a little raise since retiring so I think we’re going to do just fine.

On most occasions, I get up with my wife when she gets up to get ready to go to work.  I usually sit and talk with her while she’s eating breakfast.  After she leaves, I usually take a shower and go to the garage and work on some woodworking projects.  I take care of the laundry and try to have dinner cooking when my wife gets home from work.

Other things such as setting up my camera so that it can take pictures of the bird feeder have been another little project that I’ve been working on.  It’s the simple things in life that make it interesting.  My cats and I enjoy watching the birds in the morning while we’re sitting in the kitchen spending time with the wife while she’s eating breakfast.

On another note and this will be the last of this update for now.  My cancer numbers are starting to look pretty good but on the other side of that coin, my iron levels have started to plummet.  I’ve had to do two iron transfusions and had to have a colonoscopy and an endoscopy to find out where I’m bleeding out.  Ulcers, I’ve got two bleeding ulcers.  Another pill to add to my pharmacy list.

Thanks for taking the time to read and I’ll post again soon.

Stressful Week

28 Friday Sep 2018

Posted by in Family, Photography, Retirement

≈ Leave a comment

Tags

, , , ,

DSC_8321

This has been such a stressful week for me.  It started with one of my daughters getting sick at school and having to go pick her up and take her to the doctor.  The school is an hour away so when I left at 3 pm that meant that I didn’t get home until 10 pm.  That’s picking her up at school, driving her to the doctor, driving her home to eat supper then me taking her back to school and me driving back home afterward.

The next event was having to hunt for my son’s W2.  He got a new job and was supposed to have started last Monday but things kept popping up.  They finally told him that he needed a W2 for the years 2012 and 2013.  After tearing our house apart, I found the 2013 W2 but the 2012 W2 is still elusive. My son went to the IRS website and he found his 2012 W2 but it was missing some information and therefore was rejected by the people doing the background checks.  Eventually, they compared the 2013 and the 2012 W2’s and realized that both had the information needed to confirm employment for these two years.  He starts Monday with his new job.  During all this, I was trying to finalize the paperwork for disability.

Today and tomorrow my son moves into a new apartment.  He has purchased a coffee table and a kitchen table that he had stored here.  The coffee table needed some work so I’ve been repairing, sanding and repainting.  This afternoon, my son came over and we loaded the tables up on my trailer and delivered them to his new apartment.  At least that’s two items that he doesn’t have to worry about tomorrow when the movers come. Hopefully, this move won’t take all day.

Sunday, we’ll be making a trip to visit my parents.  They live about an hour away so Sunday will be another long day.  I didn’t think being retired I would be this busy.  I’m looking forward to next Monday when things finally slow back down.  At least I hope.